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Certificates of Deposit

 


CERTIFICATES OF DEPOSIT

 

Certificates of Deposit (CDs) are an excellent tool for managing your money when you are able to set aside funds for a period of time. With a CD, you maximize your interest rate and enjoy the security of FDIC Insurance. First National Bank offers CDs for many terms, some with a minimum deposit of just $500.

  • CDs typically pay higher interest rates than many other savings products
  • Interest can be credited to the CD or to a First National checking or savings account
  • There is no charge to open a CD
  • A First National CD can be used as collateral for a First National loan.

            Penalty for Early Withdrawal
              *One year or less:  1 month interest penalty
              *13 Months up to 32 months: 3 month interest penalty
              *Greater than 32 Months: 6 month interest penalty

Are you interested in learning more about purchasing CDs through First National Bank of Manchester?  Please contact one of our Representatives at a location near you.

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