For small and growing businesses, Business Checking provides common sense checking.   If you have any questions call and speak to one of our customer servce represenatives at (606)598-6111  IMPORTANT INFORMATION ABOUT PROCEDRUES FOR OPENING A NEW ACCOUNT To help the government fight the funding of terroism and money laundering activities, federal law requres all financial instituions to obtain, verify and record information that identifies each person who opens an account. What this means for you:  When you open an account, we will ask for your name, address, date of birth and other information that will allow us to idenfity you.  We may also ask to see your driver's license or other identifying documents. Business Checking Minimum deposit $500.00 to open this account First National Bank Business Debit MasterCard       A service charge fee of $6.00 will be imposed every month the balance falls below $500.00.   Non-Personal Money Market Account  Minimum deposit $5,000 to open this account   Free direct deposit  Interest bearing deposit account with no checks uses debits     Interest Rate and Annual Precentage Yield is subject to change View Rates No transfers by check, draft, debit card, or similar order to third parties are allowed.  An excess activity fee of $1.00 will be imposed for each subsequent debit.   A minimum fee of $25.00 will be imposed every statement cycle if the daily balance of the account falls below $5,0000.00 any day of the cycle.  If  you close your account before interest is credited, you will not receive the accrued interest. Rate Information This account is an interest bearing account.  The interest rate and annual precentage rate may change.  At our discretion, we may change the interest rate on the account weekly.  Interest begins to accure on the business day you deposit noncash items (for example, checks).  Interest will be compounded monthly and will be credited tp tje account monthly.  If the account is closed before interest is credited, you will not receive the accured interest. Balance Infomation We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day. Limitations You must deposit $5,000.00 to open this account.  You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic trasfer, or telephone (including data transmission) agreement, order by instruction or by check, draft, debit card, or similar order (including POS transactions), made by the depositer and payable to third parties.  Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited. Account Fees The following fee applies to this account:  A minimum balance fee will be imposed every statement cycle if the daily balance of the account falls below $5,000.00 any day of the cycle.  No transfers by check, draft, debit card, or similar order to third parties are allowed $25.00