First National Bank of Manchester
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Business Checking

 

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, federal law requres all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you:  When you open an account, we will ask for your name, address, date of birth and other information that will allow us to idenfity you.  We may also ask to see your driver's license or other identifying documents.



Business Checking

 

  • Minimum deposit $500.00 to open this account
  • First National Bank Business Debit MasterCard
      A service charge fee of $6.00 will be imposed every month the balance falls below $500.00.

 


Money Market Non Personal 


 

  •  Minimum deposit $5,000 to open this account 
  •  Free direct deposit
  •  Interest bearing deposit account with no checks uses debits    

Interest Rate and Annual Precentage Yield is subject to change View Rates
Money Market Non Personal disclosure listed below.

Account Information This Account is interest bearing.  The interest rate and annual percentage yield may change.  At our discretion, we may change the interest rate on the account weekly.  Interest begins to accrue on the business day you deposit noncash items (for example, checks.  Interest wil be compounded monthly and will be credited to the account monthly.  If the account is closed before interest is credited, you will not receive the accrued interest.  We use the daily balance method to calculate the interest on this account.  This method applies a daily periodict rate to the principal in the account each day.    
Minimum Balance 
to open Account

 

 You must deposit $5,000.00 to open this account.

Minimum Balance
to avoid imposition of fees

 

 A service charge fee of $25.00 will be imposed every statement cycle if the balance falls below $5,000.00 any day of the cycle.

Balance 
Information

We use the daily balance method to calculate interest on the account.  This method applies a daily periodic rate to the principal in the account each day.
Account Limitations
No transfers by check, draft, debit card, or similar order to third parties are allowed.
   


 

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