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Business Savings

 

IMPORTANT INFORMATION ABOUT PROCEDRUES FOR OPENIENG A NEW ACCOUNT

To help the government fight the funding of terroism and money laundering activities, federal law requres all financial instituions to obtain, verify and record information that identifies each person who opens an account.

What this means for you:  When you open an account, we will ask for your name, address, date of birth and other information that will allow us to idenfity you.  We may also ask to see your driver's license or other identifying documents.


 

 


STATEMENT SAVINGS ACCOUNT 

 

 

  • Minimum opening deposit $100.00
  • Earns Interest  View Rates this account is an interest bearing account. 
  • A maintence fee of $1.00 will be imposed every month if the daily balance of the account falls below $100.00 any day of the cycle.  Transfers from a Statement Savings account to another account or to a third parties by preauthorized, automatic, telephone, or overdraft transfer are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties.
  • An excessive withdrawal fee of $2.00 will be charged for each withdrawal in excess of six during a calendar month. 
  • Interest compounded every six months and paid to account every six months. Fees could reduce the earnings on this account.
  • We use the daily balance method to calculate the interest on the account.  This method applies a daily periodic rate to the principal in the account each day.  Interest begins to accure on the business day you deposit noncash items (for example, checks).

    You must deposit $100.00 to open this account.  

     

     

     

     

     

     

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