
RATE CENTER
Certificates of Deposit
Less than $99,999.99
Minimum deposit $500.00
|
Term
|
Annual
Percentage
Yield
|
Interest Rates
|
|
1 Month
|
1.76
|
1.75
|
|
3 Months
|
2.01
|
2.00
|
|
182 Days
|
2.26
|
2.25
|
|
12 Months
|
2.52
|
2.50
|
|
18 Months
|
2.52
|
2.50
|
|
24 Months
|
3.02
|
3.00
|
|
30 Months
|
3.02
|
3.00
|
|
36 Months
|
3.12
|
3.10
|
|
48 Months
|
3.79
|
3.75
|
|
60 Months
|
4.04
|
4.00
|
Certificate of Deposit
Greater than $99,999.99
Minimum Deposit $500.00
|
Term
|
Annual
Percentage
Yield
|
Interest Rates
|
|
1 Month
|
2.02
|
2.00
|
|
3 Months
|
2.27
|
2.25
|
|
6 Months
|
2.53
|
2.50
|
|
12 Months
|
2.78
|
2.75
|
IRA (Traditional IRA, Roth IRA and Education IRA)
Minimum Deposit $500.00
TDOA Minimum Deposit $100.00
|
Term
|
Annual
Percentage
Yield
|
Interest Rates
|
|
18 Month
|
2.52
|
2.50
|
|
30 Month
|
3.02
|
3.00
|
|
TDOA
|
3.82
|
3.75
|
CD RATES! All Rates accurate as of 5/8/08.
Rates subject to change without notice.
Call for current rates.
A penalty imposed for early withdrawal on CD's.
The annual percentage yield assumes interest will remain on deposit until maturity.
For reference only, please call a Customer Service Representative for current rates and conditions at (606)598-6111.
Deposit Accounts
|
Account Type
|
Minimum Deposit
|
Annual Percentage Yield
|
Interest Rates
|
|
Super Now Account
|
$1,000.00
|
.75
|
.75
|
|
Personal Money Market
|
$1,000.00
|
1.11
|
1.10
|
|
Non Personal Money Market
|
$5,000.00
|
1.11
|
1.10
|
|
Statement Savings
|
$100.00
|
1.00
|
1.00
|
|
Vacation Club
|
$2.00
|
1.00
|
1.00
|
|
Christmas Club
|
$2.00
|
1.00
|
1.00
|
| |
|
|
|
There will be an early close fee of $15.00 for any account that is closed within 180 days of opening.
All rates are subject to change
Rates accurate as of 5/8/08
Mortgage and Loan Rates
Please contact any of our Loan Officers for current Loan Rates (606) 598-6111
|