
RATE CENTER
Certificates of Deposit
Less than $99,999.99
Minimum deposit $500.00
|
Term
|
Annual
Percentage
Yield
|
Interest Rates
|
|
1 Month
|
.40
|
.40
|
|
3 Months
|
.50
|
.50
|
|
182 Days
|
.70
|
.70
|
|
12 Months
|
1.21
|
1.20
|
|
18 Months
|
1.31
|
1.30
|
|
24 Months
|
1.41
|
1.40
|
|
30 Months
|
1.41
|
1.40
|
|
36 Months
|
1.81
|
1.80
|
|
48 Months
|
2.02
|
2.00
|
|
60 Months
|
2.53
|
2.50
|
Certificate of Deposit
Greater than $99,999.99
Minimum Deposit $100,000.00
|
Term
|
Annual
Percentage
Yield
|
Interest Rates
|
|
1 Month
|
.55
|
.55
|
|
3 Months
|
.60
|
.60
|
|
6 Months
|
.70
|
.70
|
|
12 Months
|
1.41
|
1.40
|
IRA (Traditional IRA, Roth IRA and Education IRA)
Minimum Deposit $500.00
TDOA Minimum Deposit $100.00
|
Term
|
Annual
Percentage
Yield
|
Interest Rates
|
|
18 Month
|
1.31
|
1.30
|
|
30 Month
|
1.41
|
1.40
|
|
TDOA
|
2.02
|
2.00
|
CD RATES! All Rates accurate as of 8/30/10
Rates subject to change without notice.
Call for current rates.
A penalty imposed for early withdrawal on CD's.
The annual percentage yield assumes interest will remain on deposit until maturity.
For reference only, please call a Customer Service Representative for current rates and conditions at (606)598-6111.
Deposit Accounts
|
Account Type
|
Minimum Deposit
|
Annual Percentage Yield
|
Interest Rates
|
|
Super Now Account
|
$1,000.00
|
.40
|
.40
|
|
Personal Money Market
|
$1,000.00
|
.50
|
.50
|
|
Non Personal Money Market
|
$5,000.00
|
.50
|
.50
|
|
Statement Savings
|
$100.00
|
.60
|
.60
|
|
Vacation Club
|
$2.00
|
1.00
|
1.00
|
|
Christmas Club
|
$2.00
|
1.00
|
1.00
|
| |
|
|
|
There will be an early close fee of $15.00 for any account that is closed within 180 days of opening.
All rates are subject to change after account is open
Rates accurate as of 8/30/10.
Minimum Balance to open accounts:
Checking Account $100.00
Super Now Account $1000.00
(A service charge fee of $15.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle)
Personal Money Market $1,000.00
(A service charge fee of $15.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle)
Non Personal Money Market $5,000.00
(A service charge fee of $25.00 will be imposed every statement cycle if the balance in the account falls below $5,000.00 any day of the cycle)
Statement Savings $100.00
(A service charge fee of $1.00 will be imposed every month if the balance in the account falls below $100.00 any day of the cycle)
Vacation/Christmas Club $2.00
Mortgage and Loan Rates
Please contact any of our Loan Officers for current Loan Rates (606) 598-6111
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